Processing of Swedish Organic Apples

• Credit score B

The loan applicant is a rural food company based in eastern Central Sweden that transforms organically grown apples into premium juices, ciders, gin, and other locally rooted beverages. The company has made significant investments in high-capacity processing equipment during its startup phase and is now seeking a 5-year loan with a tailored repayment plan to secure working capital and scale production. The loan will be secured with a company mortgage. An increasing share of the apples are sourced through long-term collaborations with Swedish organic growers, forming the foundation for a resilient and sustainable fruit processing value chain. The company has already established sales channels through retail, food service, and export markets, but needs stronger liquidity to meet demand and fully utilize its facility's capacity. The investment will also enhance Sweden’s domestic processing infrastructure for organic apples – a key enabler for increasing the availability of locally produced, plant-based quality beverages in the market.